Financial Guidance That Works
Most people use traditional financial theories and conventional wisdom as a reason to take on increased financial risk. Instead of putting your assets at risk, we consider your complete financial picture and put your financial security first. It’s time to get it right.

Protect First

Without adequate protection, your wealth is left exposed to unexpected life events. Your income needs to be protected with the same full replacement approach you use with auto and homeowners’ insurance. We’ll help you discover your real value and protect it for life.

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Earnings Potential Calculator

More Money In Your Pocket

Make the most of what you have. We’ll help improve your cash flow by showing you how to:
  • live a budgeted lifestyle
  • reduce your debt
  • increase your discretionary income
  • gain tax efficiency
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Mortgage Calculator

Save and Grow

Investing the right way means more than simply chasing a rate of return. A focus on minimizing risk and becoming more tax efficient allows you to make money while still having enough cash on hand to cover emergencies.

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Retire Right

How much do you need for retirement? Forget whatever arbitrary numbers you’ve heard. Future market performance, medical and tax expenses, and even your own longevity are impossible to anticipate. There is a better way to plan for retirement that doesn’t involve guessing about the future.

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What LBS Clients Say

Financial ScoreCard

How do your finances stack up?

It's possible to achieve "optimum position" in every area of your finances. See how you score.